How to use this CAGR and SIP calculator
- Choose CAGR to compare an initial value with a final value.
- Choose SIP to project recurring monthly contributions.
- Enter the duration and expected return assumption.
- Review principal, estimated returns and final value.
CAGR vs SIP calculation
CAGR describes the annualized growth rate needed to connect two lump-sum values over time. SIP projection estimates how regular monthly contributions could compound under a selected return assumption.
These calculations do not predict markets, account for inflation, taxes or fund expenses, or guarantee a return. Compare assumptions conservatively and review investments independently.
Common questions
What does CAGR mean?
CAGR, or Compound Annual Growth Rate, estimates the constant annualized rate that would turn an initial value into a final value over a selected period.
How does the SIP calculation work?
The SIP mode compounds a fixed monthly investment at the expected annual return, converted to a monthly rate, across the selected number of monthly contributions.
Are SIP projections guaranteed?
No. SIP projections are mathematical estimates based on the return assumption. Market returns vary and actual investments can lose value.